Not everyone can install rooftop solar — renters, homeowners with shaded or poorly oriented roofs, or those in HOAs with panel restrictions. Community solar offers an alternative path to solar savings.
Community solar programs let you subscribe to a portion of a larger, shared solar installation (often called a "solar farm") located elsewhere in your utility area. You receive bill credits for your share of the power generated, without installing anything on your own property.
You typically pay a subscription fee (either fixed or a discount off the credit rate) and receive bill credits based on your share of the farm's production. Most programs advertise 5-15% savings compared to your standard utility rate, though this varies by program and state.
| Factor | Rooftop Solar | Community Solar |
|---|---|---|
| Upfront cost | $15,000-$30,000+ (or financed) | $0 (subscription based) |
| You own equipment | Yes (if purchased) | No |
| Typical savings | 50-100% of electric bill | 5-15% of electric bill |
| Available to renters | No | Yes |
| Requires suitable roof | Yes | No |
| Portable if you move | No (stays with home) | Often yes, within same utility area |
Community solar programs aren't available everywhere — they depend on state policy and utility participation. Check your state energy office or utility website to see what's available in your area.
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